Personal Loan

Personal Loan

May 27, 2024

 

   

             

We, as a loan provider, provide best services to our clients for personal loan.

Customer Having Minimum Account Salary 12k We are Providing Personal Allover India With Low Rate Of Interest.

Personal Loan Features

A personal loan is an unsecured loan that is not backed by collateral or security. This makes it a flexible financing option, as there are no limitations on its use.

The followings are the ways a personal loan can be useful:

• Debt consolidation:  Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.
• Home renovation:  Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
• Medical expenses:  If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
• Emergency expenses:  A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.

Documents required to apply for Personal  Loan

• Identity Proof  - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card

• Proof of Residence or Address Proof - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, Ration Card 

• Age Proof -  Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card

• Income Proof - 1 year Bank statement, 3 months Salary Slips

• Employment Proof - Employment Certificate, Office address proof

• GST or VAT Registration for Self-employed

• Photograph - Passport-size photographs

• Business proof - Business registration documents such as a partnership deed, Memorandum of Association (MOA), Articles of Association (AOA), etc.

• Income tax returns – Documents of the past 2-3 years to verify income and tax payment history

  EMI Calculator for Personal Loan

An EMI calculator is a useful tool that can help you estimate the monthly installments you will have to pay towards your personal loan within a specific period. By using the Ruloans Personal Loan EMI calculator, you can calculate your EMI beforehand, which can help you plan your finances better. Additionally, you can check your eligibility and compare different loan options using Ruloans Personal Loan calculator.

  Fees and Charges for Personal Loan

    The fees and charges of personal loans usually vary from lender to lender and from case to  case. The aforementioned table will give you a fair idea of the fees and charges related to personal loans.

Other fees and charges that lenders may levy on your personal loan include documentation charges, verification charges, duplicate statement charges, NOC certificate charges and swap.

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Working Capital

Working Capital

January 31, 2023

Every business requires working capital and working capital means the

funds required to carry out the tasks of daily business which may include

rent, salary, raw materials, upgrade technology, maintain cash flow, pay

utility bills, and other expenses required for the business.

UNICAP FUND SOLUTION provide working capital finance service in Tamilnadu and offer

professional working capital solutions. We offer working capital advisory

services, working capital against work order, working capital term loan and

during the period ensure a pleasant experience throughout your borrowing

journey.

 

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Loan Against Property

Loan Against Property

January 31, 2023

 

Tamilnadu is the financial and commercial capital of India which keeps the

value of the real estate market constantly rising, and in such places your

property can be used for your financial needs.

If you are in need for urgent funds then we help you get the loan against

property in Mumbai, Thane at low interest rates. Get quick and hassle-free

loan on property mortgage with minimal documentation.

Finance / Loan against property is the best financial product to raise funds

that can be used for personal and business use. This includes residential,

commercial and industrial properties through which you can avail loan

against property without income proof.

1. General economic needs

At times in life there may be financial need such as renovation of property,

higher studies and travel expenses etc. And in that case, you can get rid of

your problem with this.

2. Business expansion

There is a huge financial need to expand the business and you can easily

get the required amount by mortgaging your property.

3. For immediate working capital requirement

If you have land and you need money to build a house on it, then you can

choose a house construction loan.

4. Buying commercial Property

With a loan on your existing Property you can start a New business or

prosper by buying a commercial property.

5. Investment in machinery and technology

Investment in machinery, equipment and technology is essential for the

growth of any business and your assets can be useful in times of great

need.

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One Stop Finance Solution

One Stop Finance Solution

January 24, 2023

 

We Provide "One Stop Financial Solutions" providing umbrella services for all your finance needs and can help you procure Personel Loan, Home loans, Property loans, Working capital loans, Construction finance and Real estate consultants.

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Happy Clients

Happy Clients

January 17, 2023

 

We are committed to becoming a leader in integrated financial services and has served over 10000+ clients to date. As a leading loan syndication company, we're here to guide you through the services and the best deals to meet your loan needs - be it a property purchase, Internal or external repair, just adding rooms, renovation or an extra floor on existing home. 

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